Definition |
Traffic Collisions: A road vehicle collision in which (1) the unstabilized situation originates on a trafficway or (2) a harmful event occurs on a trafficway not directly resulting from a cataclysm (a cloudburst, cyclone, earthquake, flood, hurricane, lightening, tidal wave, torrential rain, tornado or volcanic eruption).
- Inclusions: Motor vehicles driven into water after bridge was washed during a hurricane or flood or motor vehicles driven into fallen materials covering a roadway after a landslide or avalanche.
- Exclusions: Motor vehicles in transport washed away with a bridge during a hurricane or flood or motor vehicles in transport buried by a landslide or avalanche.
Economic Loss: The loss is a measure of property damage, medical costs and lost productivity, but does not include intangible costs such as grief and suffering that accompanies a traffic death or injury. |